Affordable Ins Svces

There are a lot of Insurance Companies that don't want anything to do with drivers that have poor driving records. Quite a few of the larger insurance companies only want to deal with those customers who not only have good driving records but good credit as well. Their business models are designed to only write policies for multiple product lines for every single customer.

Here at Affordable Insurance Services you will find that we work with driver's who have DWl's on their records to obtain the most affordable insurance possible. We are not here to judge you.

We are here to help you.

There are a few factors that you may be able to control to get better DUI insurance rates. These are the same things that all insurance companies ask when insuring you for the first time. You can install safety features on your vehicle that will lower your rates. You can take a defensive driving course. You can reduce the annual mileage that you log on your vehicle.

How long can an insurance company keep DWI conviction on your record?

Insurance companies do not keep any driving records for you, They check the DMV records which is how they can see your offenses. Most Companies only check your record for the last 3 years depending on your company underwriting guidelines. Your DMV driving record is permanent.

A conviction that is alcohol-related or drug-related (for example, DWI or DWAI) remains on a driver record for 7 years. If a driver is convicted of the same violation during that 10 years, the driver can receive additional penalties. There are other convictions and accidents of a serious type that can remain on a driver record for more than 10 years.